The Homicity Blog

Intelligence on the Canadian real estate market.

Monthly market reports, property-data deep dives and trend analysis from our research team — every month since 2015, built on the same data that powers Neighbourly.

Latest articles
AI & Trends
TrendsJuly 7, 2026

AI in Canadian Real Estate: Where the Technology Stands in July 2026

A grounded, data-rich look at AI in Canadian real estate in July 2026 — automated valuation, real-time property data, adoption by segment, and where the hype still outpaces reality.

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The archive

2026

TrendsJuly 7, 2026

AI in Canadian Real Estate: Where the Technology Stands in July 2026

A grounded, data-rich look at AI in Canadian real estate in July 2026 — automated valuation, real-time property data, adoption by segment, and where the hype still outpaces reality.

8 min readRead
CompanyJune 16, 2026

Neighbourly v2 and the Expanding Homicity Property-Data Platform

Introducing Neighbourly v2, the next version of our Canadian real estate data API, with GraphQL, webhooks, faster responses and an expanding Homicity platform.

5 min readRead
GuidesMay 27, 2026

Location Data for Retail Site Selection in Canada

How Canadian retailers and franchises use location data for site selection, trade-area analysis and expansion, from demographics and business signals to boundary data.

7 min readRead
Property DataMay 19, 2026

Canadian Housing Supply and Construction Data in May 2026

A data-driven look at Canadian housing supply in May 2026, covering building permits, construction output, government targets and the regional supply gap.

6 min readRead
GuidesApril 28, 2026

Address Data for Telecom and Utilities in Canada

How Canadian telecoms and utilities use address data for serviceability, network planning and prospecting, from standardized addresses and boundaries to enterprise business signals.

5 min readRead
Market ReportsApril 14, 2026

Canadian Housing Market April 2026: The Spring Season Arrives

Our Canadian housing market April 2026 report examines a more normalized spring season, with balanced conditions, steady demand and a widening supply focus.

5 min readRead
GuidesMarch 17, 2026

Canadian Mortgage Rates in Spring 2026: A Buyer's Guide

A practical guide to Canadian mortgage rates in spring 2026, covering fixed versus variable, the stress test, and how to prepare before the busy season.

5 min readRead
GuidesFebruary 24, 2026

Property Data for Government in Canada: Planning to Policy

How Canadian municipalities and public agencies use property data for planning, housing policy and service delivery, from standardized addresses to permit and demographic signals.

5 min readRead
Market ReportsFebruary 10, 2026

Toronto and the GTA Housing Market in February 2026

Our February 2026 Toronto and GTA housing market report tracks condo inventory, price stability and the demand signals shaping the region ahead of spring.

5 min readRead
Market ReportsJanuary 13, 2026

Canadian Housing Market January 2026: A More Balanced Year Begins

Our Canadian housing market January 2026 outlook finds a more balanced start to the year, with steadier mortgage rates and improving affordability across regions.

5 min readRead

2025

GuidesDecember 16, 2025

PropTech Real Estate Data API Canada: Ship Faster

How PropTech builders use a unified Canadian real estate data API to ship faster instead of stitching listings, address, boundary and neighbourhood sources together.

5 min readRead
Market ReportsDecember 9, 2025

Canadian Housing Market 2026 Outlook: Supply Meets Demand

Our Canadian housing market 2026 outlook sees measured recovery continuing as easing rates meet a critical test: whether new supply finally arrives at scale.

6 min readRead
Property DataNovember 25, 2025

Canadian Schools Data and Its Impact on Property Value

Canadian schools data and catchment boundaries shape property value and buyer search. See how the Neighbourly.io schools layer adds neighbourhood insight.

5 min readRead
TrendsNovember 18, 2025

AI and PropTech Reshaping Canadian Real Estate in 2025

AI and PropTech are reshaping Canadian real estate in 2025, from automated valuation to data APIs that power smarter buying, lending and investing decisions.

5 min readRead
GuidesOctober 29, 2025

Property Data for Lenders in Canada: Origination to Risk

How Canadian banks and lenders use property data for mortgage origination, collateral assessment and portfolio risk, plus how Lenderoo brings it into the lending workflow.

6 min readRead
Property DataOctober 21, 2025

Climate and Insurance Risk Data in Canadian Real Estate

Climate and insurance risk data is increasingly shaping Canadian real estate decisions in 2025, from flood and wildfire exposure to rising premiums.

5 min readRead
Property DataOctober 8, 2025

Canadian Business Data API for Prospecting and Site Selection

A Canadian business data API maps firmographics by location for prospecting and site selection. See the Neighbourly.io business layer for enterprise teams.

5 min readRead
GuidesSeptember 24, 2025

Real Estate Data for Insurers in Canada: A Practical Guide

How Canadian insurers use real estate data for underwriting, pricing and portfolio risk, from address and property attributes to environmental and building-permit signals.

5 min readRead
Market ReportsSeptember 16, 2025

Vancouver Real Estate Fall 2025: High Prices, Slow Recovery

Vancouver and BC real estate recover slowly in fall 2025 as easing mortgage rates meet high prices, soft luxury demand and persistent supply constraints.

5 min readRead
Property DataSeptember 4, 2025

Canadian Address and Geocoding API: The Property Foundation

A Canadian address and geocoding API standardizes, validates and locates every property. See how the Neighbourly.io addresses layer anchors your data.

5 min readRead
Property DataAugust 19, 2025

Automated Valuation and Property Data in Canadian Real Estate

Automated valuation models and property data are reshaping Canadian real estate in 2025, giving lenders and investors faster, data-driven pricing insight.

5 min readRead
GuidesAugust 6, 2025

Real Estate Data Platform Canada: The Intelligence Layer

How brokerages, agents and portals use a real estate data platform in Canada to power search, valuation and client advice with standardized listings and neighbourhood data.

5 min readRead
Property DataJuly 29, 2025

Environmental Data for Canadian Real Estate and Risk

Environmental data for Canadian real estate maps water, Crown land, trails and terrain to risk and value. See the Neighbourly.io environmental layer.

5 min readRead
Market ReportsJuly 15, 2025

Alberta Advantage: Calgary and Edmonton Lead in 2025

Calgary and Edmonton real estate lead Canada in 2025 as migration, affordability and strong demand drive Alberta's outperformance amid national recovery.

5 min readRead
Market ReportsJune 17, 2025

Canadian Housing Market June 2025: Recovery Finds Its Footing

In June 2025 the Canadian housing market recovery finds its footing, with steady sales, easing mortgage rates and a sharpening focus on housing supply.

5 min readRead
Market ReportsMay 20, 2025

Canadian Housing Market Report: Spring 2025 Momentum

The Canadian housing market builds spring 2025 momentum as lower mortgage rates lift sales, though regional divergence and tight rentals persist nationwide.

5 min readRead
Property DataMay 6, 2025

Canadian Demographic Data API: Modelling Demand by Geography

A Canadian demographic data API turns population, income and household data into demand models. See how the Neighbourly.io demographics layer works.

5 min readRead
Market ReportsApril 15, 2025

Toronto and GTA Real Estate: A Slow Spring Thaw in 2025

The Toronto and GTA real estate market shows a slow spring thaw in 2025 as easing rates lift activity while high-end prices and condo supply stay soft.

5 min readRead
Property DataMarch 25, 2025

Building Permit Data in Canada: The Earliest Signal of Change

Building permit data in Canada is the earliest leading indicator of construction and neighbourhood change. See how the Neighbourly.io permit layer works.

5 min readRead
TrendsMarch 18, 2025

Canada's Housing Supply Crunch: Starts, Zoning and Targets

Housing supply is the defining policy story of 2025 in Canada. We examine starts, missing-middle housing, zoning reform and government building targets.

6 min readRead
TrendsFebruary 11, 2025

Mortgage Rates in 2025: Navigating the Easing Cycle

As Canadian mortgage rates ease through 2025, buyers weigh fixed versus variable and renewers face a shifting landscape. Here is what the data shows.

5 min readRead
Market ReportsJanuary 14, 2025

Canadian Housing Market Outlook 2025: A Measured Recovery

The Canadian housing market enters 2025 in measured recovery as easing mortgage rates and 2024 rule changes draw buyers back while prices stay elevated.

5 min readRead

2024

Market ReportsDecember 10, 2024

Canadian Housing 2024 Year in Review and the 2025 Outlook

A Canadian housing market 2024 year in review: the rate-cut pivot, cautious recovery, new mortgage rules, and what the data suggests for the 2025 outlook.

6 min readRead
Market ReportsNovember 19, 2024

New Mortgage Rules 2024: 30-Year Amortizations and the $1.5M Cap

Canada's new mortgage rules for 2024 explained: 30-year amortizations for first-time buyers and new builds, plus a $1.5 million insured-mortgage price cap.

5 min readRead
Property DataOctober 15, 2024

Geospatial Data in Real Estate: Mapping Canada's Neighbourhoods

How geospatial data and standardized boundaries power real estate mapping in Canada, turning addresses, demographics, and permits into neighbourhood intelligence.

5 min readRead
Market ReportsSeptember 17, 2024

Canadian Housing Market September 2024: Fall Recovery Takes Hold

September 2024 Canadian housing market report: successive rate cuts stir the fall market, buyers return cautiously, and affordability slowly begins to ease.

5 min readRead
GuidesAugust 20, 2024

First-Time Home Buyer Guide: Navigating Canada's 2024 Rate Cuts

A first-time home buyer guide for Canada's 2024 rate-cut environment: how easing affects affordability, the stress test, and timing your purchase wisely.

5 min readRead
Market ReportsJuly 16, 2024

Calgary Real Estate 2024: Alberta's Advantage in a Cooling Nation

Calgary real estate in 2024 keeps outperforming as Alberta migration, affordability, and jobs sustain demand while higher-priced markets cool. A regional spotlight.

5 min readRead
Market ReportsJune 18, 2024

Bank of Canada's First Rate Cut: What June 2024 Means for Housing

The Bank of Canada's first rate cut of June 2024 arrives. What the pivot means for mortgage rates, buyer demand, and the cautious housing recovery ahead.

5 min readRead
CompanyMay 21, 2024

Introducing Neighbourly.io: A Real Estate Data API for Canada

Homicity commercializes Neighbourly.io, a unified real estate data API for Canada with standardized addresses, boundaries, demographics, permits, and signals.

5 min readRead
Property DataApril 9, 2024

Building Permits Data: Reading Canada's 2024 Construction Pipeline

How building permits data reveals Canada's 2024 construction pipeline, where new housing supply is actually coming, and why permit trends lead the market.

5 min readRead
Market ReportsMarch 12, 2024

GTA Housing Market Spring 2024: A Two-Speed Recovery

A GTA housing market spring 2024 outlook: detached homes firm up, condo oversupply lingers, and rate-cut expectations reshape Greater Toronto Area demand.

5 min readRead
Market ReportsFebruary 13, 2024

Canadian Housing Market February 2024: Early Thaw Signals

February 2024 Canadian housing market analysis: bond yields ease, spring buyers stir, and regional divergence between Alberta and the coasts sharpens.

5 min readRead
Market ReportsJanuary 16, 2024

Canadian Housing Market January 2024: Waiting on the Pivot

Our January 2024 Canadian housing market report on a frozen winter market, elevated mortgage rates, and the buyers holding out for the Bank of Canada pivot.

5 min readRead

2023

Market ReportsDecember 12, 2023

Canadian Housing Market 2024 Outlook: Waiting for Cuts

Our Canadian housing market 2024 outlook weighs the prospect of rate cuts against a chronic supply shortage, record immigration, and generationally low affordability.

5 min readRead
GuidesNovember 21, 2023

Canadian Real Estate Investing 2023: A Higher-Rate Playbook

A guide to Canadian real estate investing in 2023, when higher for longer rates compress cash flow. Learn how to underwrite deals, weigh rentals, and manage risk.

6 min readRead
Market ReportsOctober 17, 2023

Canadian Housing Market October 2023: The Soft Autumn

The Canadian housing market softens through October 2023 as higher for longer rates chill demand, fade the spring bounce, and leave sales at low levels into autumn.

5 min readRead
Property DataSeptember 19, 2023

Building Permits 2023: Reading Housing Supply Early

Building permits are a leading indicator of housing supply. We explain how permit and housing start data signal where Canadian construction is headed amid high rates.

6 min readRead
Market ReportsAugust 15, 2023

Calgary Real Estate 2023: Affordability Draws Migrants

Calgary real estate in 2023 stands out as a rare bright spot, where relative affordability and strong interprovincial migration are driving demand against the national trend.

5 min readRead
TrendsJuly 18, 2023

Canada Rental Crisis 2023: Immigration Fuels Record Rents

Canada's rental crisis in 2023 is pushing rents to record highs as record immigration meets scarce supply. We examine the demand drivers reshaping the rental market.

5 min readRead
Market ReportsJune 13, 2023

Canadian Housing Market June 2023: Hikes Resume

The Bank of Canada resumes rate hikes in June 2023. Our Canadian housing market report explains why higher for longer threatens the fragile spring recovery.

5 min readRead
Market ReportsMay 16, 2023

Canadian Housing Market May 2023: Spring Bounce Arrives

The Canadian housing market in May 2023 delivers a spring bounce as tight supply meets returning buyers, lifting prices even with mortgage rates near decade highs.

5 min readRead
GuidesApril 11, 2023

Canadian Mortgage Rates 2023: A Buyer Financing Guide

A practical guide to Canadian mortgage rates in 2023: how to weigh fixed versus variable, stress test rules, and rate lock-in when borrowing costs sit near decade highs.

6 min readRead
Market ReportsMarch 14, 2023

GTA Real Estate Spring 2023: A Cautious Buyer Bounce

Our GTA real estate spring 2023 outlook maps how a rate pause, tight inventory, and returning buyers are shaping the Greater Toronto Area housing market this season.

5 min readRead
Market ReportsFebruary 14, 2023

Canadian Housing Market February 2023: The Rate Pause

February 2023 brings a conditional pause in Bank of Canada rate hikes. Our Canadian housing market report weighs what a plateau in borrowing costs means for buyers.

5 min readRead
Market ReportsJanuary 10, 2023

Canadian Housing Market January 2023: Rates Reset Prices

Our Canadian housing market outlook for January 2023 examines how a year of rate hikes reset prices, cooled sales, and shifted the balance of power to buyers.

5 min readRead

2022

Market ReportsDecember 13, 2022

Canadian Housing Market 2022: A Year of Two Halves in Review

The Canadian housing market in 2022 was a year of two halves: a record peak, then a sharp rate-driven correction. Here is the full year in review and the outlook.

6 min readRead
GuidesNovember 15, 2022

Variable-Rate Mortgage Payment Shock: A 2022 Survival Guide

Facing variable-rate mortgage payment shock in 2022? This guide explains trigger rates, rising payments, and practical steps for Canadian borrowers under pressure.

6 min readRead
Property DataOctober 18, 2022

How to Read Property Data in a Cooling Market in 2022

In a cooling market, property data tells a different story. Learn how to read comparables, days on market, and price trends as Canadian housing corrects in 2022.

5 min readRead
TrendsSeptember 20, 2022

Calgary Real Estate 2022: Why Alberta Is Bucking the Trend

While the rest of Canada corrects, Calgary real estate is holding firm in 2022. Here is why Alberta affordability and energy strength are defying the downturn.

5 min readRead
Market ReportsAugust 16, 2022

Canadian Housing Market July 2022: Correction in Full Swing

The Canadian housing correction is in full swing this summer as steep rate hikes drive prices lower, sales down, and buyer hesitancy across major markets.

5 min readRead
CompanyJuly 19, 2022

Homicity Launches Homeprint and Lenderoo for Property Data

Homicity is extending its platform with Homeprint, instant property intelligence reports, and Lenderoo, a new mortgage and lending experience for Canadians.

5 min readRead
Market ReportsJune 14, 2022

Canadian Housing Market June 2022: Buyers Take Control

By June 2022 the Canadian housing market has flipped to favour buyers, with sales down sharply, inventory rising, and prices falling from the winter peak.

5 min readRead
Market ReportsMay 17, 2022

Canadian Housing Market May 2022: Correction Deepens

The Canadian housing correction deepened in May 2022 as another Bank of Canada rate hike cooled demand, pushing prices lower across Ontario suburbs and the GTA.

5 min readRead
Market ReportsApril 12, 2022

Canadian Housing Market April 2022: The Turn Begins

The Canadian housing market is turning in April 2022 as rate hikes cool demand, sales slow, and the record prices of February begin to soften.

5 min readRead
TrendsMarch 15, 2022

Bank of Canada Rate Hikes 2022: What Rising Rates Mean

The Bank of Canada rate hikes have begun. Here is how rising mortgage rates will reshape borrowing costs, affordability, and the housing market in 2022.

5 min readRead
Market ReportsFebruary 8, 2022

Canadian Housing Market February 2022: The Frenzy Peaks

February 2022 delivered a final buying frenzy as Canadian home prices hit their cyclical peak, with bidding wars and record-low inventory defining the market.

5 min readRead
Market ReportsJanuary 11, 2022

Canadian Housing Market January 2022: A Record-High Start

The Canadian housing market opened 2022 at record highs, with tight supply and fierce competition driving prices to new peaks across major markets.

5 min readRead

2021

Market ReportsDecember 14, 2021

Canadian Housing Market 2021 Year in Review and 2022 Outlook

A full 2021 Canadian housing market year in review, covering record prices, the supply crisis and policy debate, plus what rising rates could mean for 2022.

6 min readRead
Market ReportsNovember 16, 2021

Canadian Housing Market November 2021: Records Amid Rate Worries

The November 2021 Canadian housing market sets fresh price records even as buyers rush to beat expected 2022 rate hikes and inventory stays historically scarce.

5 min readRead
Market ReportsOctober 19, 2021

Canadian Housing Market October 2021: Rates and Inflation in Focus

The October 2021 Canadian housing market stays hot as inflation concerns and talk of 2022 Bank of Canada rate hikes emerge, raising questions about affordability ahead.

5 min readRead
Market ReportsSeptember 21, 2021

Canadian Housing Market September 2021: Fall Strength Returns

The September 2021 Canadian housing market shows renewed strength after the summer lull, with sales rising, inventory tight again and prices resuming their climb.

5 min readRead
Property DataAugust 17, 2021

Toronto and GTA Housing Market Spotlight: Mid-2021 Analysis

A data-driven Toronto and GTA housing market spotlight for mid-2021, examining detached prices, the condo rebound, suburban migration and where demand is shifting.

5 min readRead
GuidesJuly 20, 2021

First-Time Home Buyer Guide for Canada's Hot 2021 Market

A practical first-time home buyer guide for navigating Canada's competitive 2021 market, covering budgets, financing, bidding strategy and avoiding costly mistakes.

6 min readRead
Market ReportsJune 15, 2021

Canadian Housing Market June 2021: The Spring Cooldown Deepens

The June 2021 Canadian housing market cools further from its record spring peak, with sales easing and more balanced conditions emerging even as prices hold firm.

5 min readRead
TrendsMay 18, 2021

Cottage Country Boom: Canada Recreational Property Trends 2021

Remote work is driving a historic recreational property boom across Canadian cottage country, with prices in lake and rural markets rising faster than in major cities.

5 min readRead
Market ReportsApril 13, 2021

Canadian Housing Market April 2021: Early Signs of a Cooldown

After a record-setting first quarter, the April 2021 Canadian housing market shows the first tentative signs of moderation as new listings rise and buyer fatigue sets in.

5 min readRead
Market ReportsMarch 16, 2021

Canadian Housing Market March 2021: A Record-Setting Peak

March 2021 marks a peak for the Canadian housing market with record sales and prices nationwide, as affordability concerns and policy scrutiny grow louder.

6 min readRead
Market ReportsFebruary 9, 2021

Canadian Housing Market February 2021: The Frenzy Intensifies

Bidding wars, blind offers and vanishing inventory define the February 2021 Canadian housing market as demand overwhelms supply and benchmark prices climb again.

5 min readRead
Market ReportsJanuary 12, 2021

Canadian Housing Market January 2021: A Record Winter Begins

The Canadian housing market enters 2021 at record price levels, with historically low inventory and ultra-low mortgage rates fuelling a heated winter across most regions.

5 min readRead

2020

Market ReportsDecember 8, 2020

Canadian Housing Market 2020: A Year in Review and 2021 Outlook

A Canadian housing market 2020 year in review: from the COVID-19 spring freeze to a record-low-rate boom and the race for space, with an outlook for 2021.

6 min readRead
TrendsNovember 17, 2020

Regional Spotlight: Ottawa, Montreal and Halifax Surge in 2020

A regional spotlight on Ottawa, Montreal and Halifax reveals surging demand in November 2020 as affordability and the race for space fuel strong housing markets.

5 min readRead
Property DataOctober 20, 2020

Toronto Condo Market Softens as Detached Demand Surges

Toronto condo market data shows softening prices and rising rental inventory in October 2020, even as detached and suburban demand surges in the race for space.

5 min readRead
Market ReportsSeptember 15, 2020

Canadian Housing Market September 2020: Bidding Wars Return

Bidding wars return to the Canadian housing market in September 2020 as tight supply, record-low mortgage rates and a race for space push competition to a fever pitch.

5 min readRead
Market ReportsAugust 18, 2020

Canadian Housing Market August 2020: The Summer Boom Accelerates

The Canadian housing market boom accelerates in August 2020 as record-low mortgage rates, pent-up demand and a hunger for space push sales and prices sharply higher.

5 min readRead
TrendsJuly 21, 2020

The Race for Space: Suburbs and Cottage Country Boom in 2020

The race for space is reshaping Canadian real estate in 2020 as work-from-home buyers drive a boom in suburbs, small towns and cottage country beyond the big cities.

5 min readRead
Market ReportsJune 16, 2020

Canadian Housing Market June 2020: Pent-Up Demand Returns

Pent-up demand is returning to the Canadian housing market in June 2020 as record-low mortgage rates and reopening fuel a faster-than-expected summer rebound.

5 min readRead
Market ReportsMay 19, 2020

Canadian Housing Market May 2020: Early Signs of Stabilization

The Canadian housing market shows early signs of stabilization in May 2020 as record-low mortgage rates and resilient prices hint at a recovery from the spring freeze.

5 min readRead
Market ReportsApril 7, 2020

COVID-19 and the Canadian Housing Market: A Spring Freeze

COVID-19 has frozen the Canadian housing market in April 2020 as showings halt, sales collapse and uncertainty spikes, while record-low mortgage rates emerge.

5 min readRead
CompanyMarch 24, 2020

Homicity Pivots to B2B with a Sutton Real Estate Partnership

Homicity is pivoting to B2B, partnering with Sutton Real Estate to put its property data and market intelligence directly into the hands of real estate professionals.

5 min readRead
TrendsFebruary 11, 2020

GTA Suburbs in Focus: Where Family Home Demand Is Heating Up

GTA suburbs are drawing family home buyers priced out of the core, with the 905 belt seeing rising demand, tight inventory and renewed competition in early 2020.

5 min readRead
Market ReportsJanuary 14, 2020

Canadian Housing Market January 2020: A Strong Start to the Year

The Canadian housing market enters January 2020 with momentum as low mortgage rates, tight supply and steady demand set an upbeat tone for the year ahead.

5 min readRead

2019

Property DataDecember 10, 2019

Neighbourhood Data: How Property Analytics Sharpen Home Decisions

Neighbourhood data and property analytics help Canadian buyers look beyond the listing, comparing streets and trends to make smarter home decisions in 2019.

5 min readRead
Market ReportsNovember 19, 2019

Canadian Housing Market November 2019: Strong Finish Takes Shape

The Canadian housing market heads for a strong finish in November 2019 as tight supply, low rates and firm demand lift prices across major cities.

5 min readRead
GuidesOctober 8, 2019

Canadian Mortgage Rates in 2019: A Buyer's Guide to Low Rates

A practical guide to Canadian mortgage rates in 2019, from the B-20 stress test to fixed versus variable, helping buyers make the most of a low-rate market.

5 min readRead
Market ReportsSeptember 17, 2019

Canadian Housing Market September 2019: Momentum Returns to Cities

The Canadian housing market shows renewed momentum in September 2019 as low rates lift Toronto and Vancouver while Montreal stays one of the hottest markets.

5 min readRead
TrendsAugust 21, 2019

Toronto Condo Market 2019: Where First-Time Buyers Are Winning

The Toronto condo market is the entry point for first-time buyers in 2019 as detached prices stay out of reach and demand shifts toward apartments.

5 min readRead
Market ReportsJuly 9, 2019

Canadian Housing Market July 2019: Stabilizing After the Slowdown

The Canadian housing market is stabilizing in July 2019 as low interest rates and steady demand help major cities recover from the 2018 slowdown.

5 min readRead
CompanyJune 12, 2019

Homicity Awarded $100,000 IRAP Grant to Build AI Property Search

Homicity has received a $100,000 NRC IRAP grant to build one of Canada's first AI-powered property search engines that gives homebuyers better data.

5 min readRead
Market ReportsMay 14, 2019

Canadian Housing Market May 2019: Recovery Broadens Nationwide

The Canadian housing market recovery broadens in May 2019 as Toronto and Montreal strengthen, though Vancouver and Calgary continue to lag the national trend.

5 min readRead
TrendsApril 16, 2019

GTA Condo Demand: How First-Time Buyers Are Reshaping Toronto

GTA condo demand is surging in 2019 as first-time buyers priced out of detached homes drive Toronto's most resilient housing segment. Here is what is happening.

5 min readRead
Market ReportsMarch 19, 2019

Canadian Housing Market March 2019: Spring Recovery Takes Shape

A spring recovery takes shape in the Canadian housing market as the Bank of Canada holds rates and buyers who paused in 2018 begin returning to the market.

5 min readRead
Market ReportsFebruary 12, 2019

Canadian Housing Market February 2019: Slow Sales, Firmer Ground

Canadian home sales stay slow in February 2019, but Toronto and Montreal show early signs of firming while Vancouver detached remains under real pressure.

5 min readRead
Market ReportsJanuary 15, 2019

Canadian Housing Market January 2019: A Cautious Start to the Year

The Canadian housing market opens 2019 on cautious footing as the B-20 stress test and higher rates keep buyers deliberate and sales soft nationwide.

5 min readRead

2018

Market ReportsDecember 12, 2018

Canadian Housing Market 2018: Year in Review and 2019 Outlook

A full year in review of the Canadian housing market in 2018, the year the B-20 stress test and rising rates cooled the country, with an outlook for 2019.

6 min readRead
Market ReportsNovember 21, 2018

Canadian Housing Market November 2018: Rates Rise Again

With the Bank of Canada rate near 1.75 percent, the Canadian housing market faces renewed affordability pressure as higher rates compound the stress test.

5 min readRead
GuidesOctober 17, 2018

First-Time Buyer Guide: Navigating a Cooler Market in 2018

A first-time buyer guide for 2018, showing how to use the cooler Canadian market, the stress test, and better negotiating room to buy your first home wisely.

6 min readRead
Market ReportsSeptember 19, 2018

Canadian Housing Market September 2018: Fall Market Steadies

The Canadian housing market steadies heading into fall, with the stress-test adjustment maturing and sales showing signs of stabilizing after a slow year.

5 min readRead
Property DataAugust 15, 2018

Using Data for Smarter Home Buying Decisions in 2018

In a cooling market, using property data for smarter home decisions matters more than ever. Here is how to read local trends and avoid costly guesswork.

5 min readRead
TrendsJuly 18, 2018

Toronto and GTA Real Estate 2018: From Correction to Calm

A regional spotlight on Toronto and GTA real estate in 2018, tracing the shift from the 2017 correction to a calmer, more balanced and negotiable market.

5 min readRead
Market ReportsJune 13, 2018

Canadian Housing Market June 2018: Divergence Takes Hold

At the year's midpoint the Canadian housing market is defined by divergence, with GTA stabilizing, Vancouver softening, and Montreal and Ottawa leading gains.

5 min readRead
TrendsMay 16, 2018

Vancouver Real Estate 2018: Taxes and the Softening High End

A regional spotlight on Vancouver real estate in 2018, where new BC taxes and the stress test are cooling the high end while condos stay competitive.

5 min readRead
Market ReportsApril 11, 2018

Canadian Housing Market April 2018: A Slower Spring Season

Spring is arriving quietly this year. The Canadian housing market shows subdued sales as the B-20 stress test and rising rates keep buyers cautious nationwide.

5 min readRead
GuidesMarch 14, 2018

The B-20 Mortgage Stress Test Explained for Canadian Buyers

A plain-language guide to the B-20 mortgage stress test: how it works, how much it cuts your buying power, and how Canadian buyers can plan around it in 2018.

6 min readRead
Market ReportsFebruary 14, 2018

Canadian Housing Market February 2018: Early Signs of Cooling

January sales data offers the first clear read on the B-20 stress test, and the Canadian housing market is showing early signs of a broad-based cooling.

5 min readRead
Market ReportsJanuary 10, 2018

Canadian Housing Market January 2018: B-20 Stress Test Arrives

The B-20 mortgage stress test takes effect this month, reshaping the Canadian housing market by cutting the purchasing power of uninsured buyers nationwide.

5 min readRead

2017

Market ReportsDecember 13, 2017

Canadian Housing Market 2017 Year in Review: Peak, Plan, and Pivot

Our Canadian housing market 2017 year in review: the GTA peak and correction, the Fair Housing Plan, rising rates, and what the year taught buyers and sellers.

6 min readRead
GuidesNovember 15, 2017

First-Time Home Buyer Guide for a Cooling Market: November 2017

A first-time home buyer guide for the cooling late-2017 market: how to use restored leverage, rising rates, and better data to buy with confidence.

5 min readRead
TrendsOctober 18, 2017

Vancouver Real Estate Reheats in October 2017: A Regional Spotlight

A Vancouver real estate spotlight for October 2017: after absorbing its foreign-buyer tax, the market is stabilizing and reheating even as the GTA corrects.

5 min readRead
TrendsSeptember 20, 2017

Second Rate Hike of 2017: Mortgage Impact for Canadian Buyers

The second rate hike of 2017 confirms a tightening cycle. We break down the mortgage impact for Canadian buyers and how rising rates reshape affordability.

5 min readRead
Market ReportsAugust 16, 2017

Canadian Housing Market August 2017: The GTA Correction Deepens

Our Canadian housing market August 2017 report tracks a deepening GTA correction, softer prices off the spring peak, and diverging regional conditions.

6 min readRead
TrendsJuly 19, 2017

Bank of Canada Rate Hike July 2017: What It Means for Buyers

The Bank of Canada rate hike of July 2017 is the first in years. We explain what rising mortgage rates mean for buyers, borrowers, and a cooling GTA market.

5 min readRead
Property DataJune 14, 2017

GTA Housing Inventory Surges as the Market Cools in June 2017

GTA housing inventory has surged this spring. We dig into the property data behind rising listings, longer days on market, and the cooling that follows the peak.

5 min readRead
Market ReportsMay 17, 2017

Canadian Housing Market May 2017: The GTA Correction Begins

Our Canadian housing market May 2017 report examines the early GTA correction after the Fair Housing Plan, cooling sales, and a sudden surge in new listings.

6 min readRead
GuidesApril 12, 2017

Ontario Fair Housing Plan 2017 Explained: What Buyers Should Know

An Ontario Fair Housing Plan guide for 2017: with policy action imminent, we explain the likely measures, the speculation tax, and what buyers should expect.

5 min readRead
Market ReportsMarch 15, 2017

Canadian Housing Market March 2017: The GTA Goes Parabolic

Our Canadian housing market March 2017 report tracks a parabolic GTA, record price gains, and the mounting affordability strain drawing calls for policy action.

6 min readRead
TrendsFebruary 8, 2017

Toronto Detached Home Prices Keep Climbing in February 2017

Toronto detached home prices are accelerating in February 2017. We examine the trend, the psychology of scarcity, and what it means for buyers across the GTA.

5 min readRead
Market ReportsJanuary 11, 2017

Canadian Housing Market January 2017: A Hot Start to the Year

Our Canadian housing market January 2017 report unpacks a red-hot start in the GTA, tight inventory, and the affordability pressures building across Ontario.

5 min readRead

2016

Market ReportsDecember 14, 2016

2016 in Review: The Year Policy Reshaped Canadian Housing

A 2016 year-in-review of Canadian housing: the Vancouver boom and tax, Toronto's surge, the mortgage stress test, and what it all signals for 2017.

6 min readRead
Market ReportsNovember 16, 2016

Housing Market Report: Policy Reshapes the National Picture

Our November housing market report shows how the BC tax and federal mortgage stress test are reshaping Vancouver, Toronto and the national picture.

5 min readRead
TrendsOctober 19, 2016

New Federal Mortgage Stress Test: What Borrowers Must Know

Ottawa's new mortgage stress test tightens rules for insured borrowers nationwide. Here is what the changes mean for buyers, affordability and the market.

5 min readRead
Market ReportsSeptember 21, 2016

Vancouver Cools While Toronto Real Estate Keeps Surging

Vancouver cools after the foreign-buyer tax while Toronto real estate keeps surging, as demand and record prices shift decisively toward the east.

5 min readRead
TrendsAugust 17, 2016

BC Foreign-Buyer Tax: What the 15% Levy Means for Vancouver

British Columbia's 15% foreign-buyer tax has landed on Metro Vancouver. Here is what the new levy means for prices, sales and the wider market.

5 min readRead
Market ReportsJuly 20, 2016

Foreign-Buyer Debate Boils Over as Vancouver Prices Soar

The foreign-buyer debate reaches a boiling point in July as Vancouver prices keep soaring and pressure mounts for policymakers to finally intervene.

5 min readRead
Property DataJune 15, 2016

How to Use Comparable Sales to Value a Home in 2016

Learn how comparable home sales help you value a property accurately, avoid overpaying, and make data-driven real estate decisions in a hot market.

5 min readRead
Market ReportsMay 18, 2016

Spring Housing Market Peaks as Vancouver and Toronto Roar

The spring housing market hits its peak as Vancouver and Toronto post record prices, inventory shrinks, and the affordability crisis deepens sharply.

5 min readRead
GuidesApril 13, 2016

First-Time Home Buyer Guide for a Fast, Competitive Market

A practical first-time home buyer guide for 2016: budgeting, financing, offer tactics and using data to compete without overpaying in a hot market.

5 min readRead
Market ReportsMarch 16, 2016

Canadian Housing Market Report: A Tale of Three Cities

Our March Canadian housing market report contrasts booming Vancouver and Toronto with soft Calgary, and explains what the divergence means for buyers.

5 min readRead
Market ReportsFebruary 10, 2016

Vancouver Real Estate Prices Test Every Affordability Limit

Vancouver real estate prices keep breaking records as detached benchmarks surge, testing affordability while Toronto climbs and Alberta softens.

5 min readRead
Market ReportsJanuary 13, 2016

Canadian Housing Market Outlook: What to Watch in 2016

Our Canadian housing market outlook for 2016 maps the widening gap between a red-hot Vancouver and Toronto and a soft, oil-hit Alberta market.

5 min readRead

2015

Market ReportsDecember 9, 2015

Canadian Housing Market 2015 Year in Review: Divided Nation

Our Canadian housing market 2015 year in review: a divided nation of surging coasts and softening Prairies, two rate cuts, and lessons that will shape the year ahead.

6 min readRead
TrendsNovember 18, 2015

Toronto and GTA Spotlight: Inside the Detached-Home Boom

A Toronto and GTA spotlight on the 2015 detached-home boom: why single-family prices keep climbing, how low inventory drives it, and what buyers can do about affordability.

5 min readRead
Market ReportsOctober 14, 2015

Canadian Housing Market October 2015: Regional Divergence Deepens

October 2015 market report: regional divergence deepens as Toronto and Vancouver stay hot, Alberta softens further, and cheap mortgages keep demand elevated into fall.

5 min readRead
GuidesSeptember 23, 2015

First-Time Home Buyer Guide: Buying in a Low-Rate Canada

A first-time home buyer guide for 2015: how to approach a low-rate Canadian market with confidence, from budgeting and mortgages to reading local data before you offer.

6 min readRead
Market ReportsAugust 12, 2015

Canadian Housing Market August 2015: Detached Prices Surge

August 2015 housing market report: detached-home prices keep surging in Toronto and Vancouver as low inventory and cheap mortgages push affordability further out of reach.

5 min readRead
Market ReportsJuly 15, 2015

Canadian Housing Market July 2015: A Tale of Two Economies

Our Canadian housing market report for July 2015 examines a divided country: hot Toronto and Vancouver against a cooling Alberta, and what a new rate cut means.

5 min readRead
CompanyJune 18, 2015

Homicity Is Here: Clearer Property Data for Canadians

Homicity is founded with a simple mission: help Canadians make better real estate decisions through clearer, more useful and more accessible property data.

4 min readRead
Homicity Research

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