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Available for most provinces in Canada, Homicity.com's home insurance quote comparison service allows Canadians to shop and compare quotes for their house, condo, or contents if they are renting.
Why do you need house insurance? Your house is your most cherished possession and your largest asset. Your home policy safeguards your most cherished belongings: your home, your personal effects and even your financial future.
The home policy is usually a term policy-a policy that is in effect for a fixed period of time. The payment the insured makes to the insurer is called a premium.
The insured must pay the insurer the premium for their home each term.
Most insurers charge a lower premium if it appears less likely the home will be damaged or destroyed: for example, if the house is next to a fire station, or if the house is equipped with alarms and sprinklers.
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